Ah, the scent of spring is in the air! While the mild temperatures of this beautiful season warm us, not many people can ignore the beckoning invitation to the great outdoors. For those looking for an unlimited source of bargains, flea markets provide the opportunity along with the fresh air and bright sunlight that the winter months have denied us. For the flea market vendor, spring is not only the time when humanity enjoys Mother Nature’s offerings, it is the great time to make a profit from the wares displayed outside.
As in any wholesale or retail business, selling on the flea market involves risks – and trust me, there are plenty of them. From general liability to the possibility of loss and damage to products – in transit (barge) or at the actual property location, the small business operating in this form of marketplace becomes vulnerable to all sorts of unwanted perils, including lawsuits.
Of course, the reality and severity of the risks also lead the market owners to demand an insurance certificate from their stand tenants, proving that there is a basic policy in place that protects the interests of the vendors as well as their specific interests.
Now everyone in the business world is busy buying goods, transporting them on their trucks or cars, setting tables and making enough profit to make the venture worthwhile. Understanding flea market activity is one thing for the seller, understanding related coverage is another.
This is the main reason why it is important to speak to an independent agency that is not tied to one company, but to several. This has a dual benefit: it gives the seller the ability to do business with insurance professionals who have no incentive to push one policy over another and the ability to do business with an agency that can search a wide network to find the best policy can be found with a competitively priced quote.
Of course, experience, know-how and a reputation that proclaims that the agency you choose to do business with is honest, helpful and competent are other factors an insurance client should focus on when looking for a policy provider.
But there is one extra quality the flea market seller wants – perhaps without even realizing it. It is an agent or broker who will take the time and effort to inform his or his client of the coverage offered. In fact, one of the underlying themes of a really good agency is the desire to produce informed consumers – customers who will become satisfied customers, equipped with the knowledge that they are covered by the form of indemnity that offers customized protective coverage!
Insurance for the flea market seller
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