What the insurance companies say about whiplash

Wang Yan
Wang Yan

Global Courant

The name given to the neck strain sustained from the impact of a car accident sounds painful enough: whiplash. But the painful discomfort, disruption of normal life activities, and all the other complications that result can be really unbearably difficult to deal with.

If you live in a state that doesn’t mandate auto insurance, you can file a claim directly with your home carrier. In the event that you don’t have that coverage option and your injury was the result of another driver’s fault, you’ll want to file an injury claim and related damage insurance policy if it pertains to you with his or her company.

Other losses related to the injury may include:

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• Mileage costs to and from doctor visits

• Loss of income due to work interruption

While initial symptoms may be minimal immediately after impact, it may take some time for increasing pain and other progressive signs of the condition to develop. While full-blown symptoms can appear right after a vehicle accident, they can also last hours or even days after the accident.

If you feel any of the following symptoms – to any degree or degree – make sure to seek immediate medical attention from your doctor.

Whiplash symptoms include:

• Painful muscle cramps

• Inability to turn the head in whole or in part

• Increasing pain in the neck

• Headaches that start from the lowest part of the skull and move towards the forehead

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It is of utmost importance to see your doctor immediately after you feel the first signs of whiplash – however minimal they may seem. This covers full recovery prospects, as well as your chances of receiving appropriate auto insurance reimbursement. Once you get a doctor’s diagnosis confirming whiplash, don’t waste time writing to the insurance company about your desire to file a claim. Of course, it is imperative to keep records of all expenses related to the losses and damages.

While whiplash is a painful reality that a victim has to endure for some time, it should heal on its own with the help of a doctor’s instructions and your own pain management.

These suggestions will help with treatment:

– Immediately after feeling a symptom, place an ice cold wrap around your neck. Do this for 15 minutes every 3-4 hours for the first two to three days. Swelling and tenderness should subside as a result.

– Ask your doctor to prescribe painkillers.

– Ask your doctor if he or she considers it necessary to use a supportive neck brace.

– After the ice treatment, apply moist heat to your neck. You can do this by taking hot showers, warm baths, or placing a warm damp towel over the painful area.

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For more information on filing for auto accident whiplash insurance, contact an experienced independent agency associated with the leading companies.

What the insurance companies say about whiplash

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