Can changes be made once the insurance is taken out

Wang Yan

Global Courant

The simple answer is YES. Customers can make changes once they purchase travel insurance. It is common for insurance companies to allow their customers to make any necessary changes after a successful purchase. However, there are instances where some companies become selective in the details they allow for changes.

Often people use insurance after buying their travel tickets. But as human beings we make mistakes, and these mistakes need to be corrected right away. Sometimes changes are unavoidable, especially when you extend your trip or have someone else travel with you. With that in mind, what are the usual changes we can make to our travel insurance policy?

Personal information

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Personal data is of course the most important information in travel insurance. If you have misspelled your name, want to change your name or change your address, you will need to update your insurance details.

If you move to another country, you should contact your insurance company immediately. They need to know your new country of residence so that you know if your cover is still valid or not. The same goes for medical conditions. Your insurance company must update your medical records if anything changes.

Travel Areas

This applies to continuous multiple travel insurance and single travel insurance (for one destination only). If you have specified specific travel areas in your insurance, and you decide to add more places, do not forget to inform your insurance company. It helps ensure your safety no matter where you are in the world.

But make sure you make the changes before you travel as the travel insurance will take place while you are already travelling. And you also have to consider additional costs for the changes.

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Travel extension

Another case is the extension of your trip. For example, if you have taken out multiple comprehensive travel insurance, but you want to extend your trip, you can change your insurance. You have the option of choosing insurance policies that have a longer term. But be careful. Extra costs may be charged for the trip extension. Always ask first before purchasing.

Additional personS

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Sometimes some of our relatives also want to travel, so we have to think about their safety and security while they are away from home. Related to that, insurance companies have made it easy for you to add your family members to your travel insurance policy. As long as they live at the same address as you, you are assured that they are co-insured.

Extension of coverage

If you have taken out single trip insurance, you can extend your trip while you are still on holiday. The most important thing to do is to contact your insurance company before your policy expires and the period outside your country of residence does not exceed 18 months. Otherwise you will have to take out a new travel insurance policy.

Undoubtedly, insurers want you to enjoy your trip without any worries. So please contact them directly if you want to make any changes to your insurance policies. They are always available to assist you at any time.


Can changes be made once the insurance is taken out

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