Flood Insurance Promises Peace of Mind in Rainy Season

Wang Yan

Global Courant

There are some tips in the following. In the first place, the ceiling that becomes vulnerable and sagging due to water level and humidity. In the second place, the hydrodynamic load can damage the other exterior and interior parts. Next, carpets and furniture can become a victim of flooding. Then, if moisture stays for long, it can affect your hardwood floor. After this, health issues raise in case if the floodwater stands in sewage.

After that, the insulation of dry walls takes effect. The floodwater can ruin all appliances and furniture that are not resilient to water. The hydrostatic load is capable of cracking as well as can break down the walls and floors. Lastly, the floodwater with silt and soil may weaken the integrity of the foundations. The point is, your house is not ready for such contingencies.

Dos in a Flood

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On the other hand, facts of a flood insurance policy are itemized as in the following. It takes care of direct consequence of flooding. It becomes a requirement if your new house is located in a high-risk area. In case your house is in low or medium risk areas, one-quarter of all filed flood claims is honored.

Flood Insurance Promises Peace of Mind in Rainy Season

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