Global Courant
It wasn’t that long ago that the water crisis hit Flint, Michigan and residents were concerned about lead levels. Home and property owners and managers, as well as mortgage lenders, have known about lead risk for years.
Recent studies on metal exposure in many parts of the country have raised important questions.
What is Lead Poisoning?
This form of toxic poisoning can occur when a dangerous amount of lead enters the body. Incidentally, small amounts of lead are also not good for you and can cause serious health problems, especially in children under the age of six.
Where does lead come from?
Lead problems are usually the result of lead-based paint and lead-contaminated dust. Older houses and buildings are problematic here. Lead also occurs in polluted air, water and soil. Those who work with batteries, renovate apartments or office buildings may also be at risk, as are auto repairers.
How does this form of poisoning proceed?
All it takes to reduce low levels of lead poisoning is to avoid areas where lead is present. Patients suffering from high levels of lead poisoning may need to undergo a treatment called chelation. General practitioners are the best source of guidance in this matter. Of course, avoiding contact with leading sources in the first place is the best antidote.
How do you prevent lead poisoning?
Here are some everyday tips that will help residents avoid exposure to lead poisoning.
• After turning on the cold water, let it run for a minute before using it.
• Wash hands before meals, bedtime and after playing outside
• Clean toys regularly.
• Mop all floors regularly. Wipe furniture and clean surfaces with a damp cloth to maintain a dust-free atmosphere
• Train family members to remove shoes before entering
• Plant grass over areas of ground.
• Plant grass over bare spots in the ground outside and cover sandboxes after play
• Eat healthy meals three times a day.
• Avoid toys, remedies, cosmetics and hair dyes that may contain lead.
What about property insurance? Does it cover lead poisoning?
This type of metal poisoning is a controversial topic for most insurance companies, especially when it comes to older homes, buildings, and properties. In general, home and property owners should hire a special inspector to confirm that lead is not a known problem before a provider sells related coverage.
More information on lead poisoning related to property insurance can be obtained from an independent insurance agency that has experience in all areas of real estate.
Lead Poisoning: Your Health, Your Insurance Coverage
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