Global Courant
It may seem like a smart idea at the time, but driving without car insurance is one of the dumbest ideas a person can have.
If you own a car, don’t move it out of the driveway without purchasing auto insurance. You may be lucky and have years of accident-free driving, but you may not!
Auto insurance is not something you use on a regular basis. Like most insurance, the hope is that you never have to make a claim, but if something goes wrong and you get involved in an accident, you’re sure to regret trying to cut corners and save some money by not have car insurance.
If you haven’t bought car insurance yet and are wondering whether or not to get car insurance, take a look at ten good reasons why you should never drive without car insurance again:
1. If you have an accident that is your fault and you don’t have car insurance, you could leave a vulnerable victim without the care they need to recover from what is probably the worst ordeal of their lives.
2. If you are hit by an uninsured driver and you do not have auto insurance of your own, your medical care will not be covered by any form of personal liability insurance that would have been part of your auto insurance policy. Have you recently looked at the cost of healthcare?
3. If you drive without car insurance, you are driving illegally.
4. If you don’t have car insurance, you can focus on who’s following you or who’s passing you instead of on the road. High accident risk.
5. If you are unable to finance the one-time cost of replacing your car if it is stolen or written off, you could be without transportation for a significant period of time.
6. Driving without car insurance and getting caught can lose your driver’s license.
7. If you are considered high risk, it can significantly increase your car insurance premiums. Getting caught driving without insurance is likely to push you into the high-risk category with most auto insurers.
8. An unexplained break in your auto insurance policy could affect your no-claims discount, leaving you with higher auto insurance premiums in the future.
9. If you have been without car insurance for a while, you will probably have to lie the next time you apply for car insurance. Proven counterfeits can cause your auto insurer to withdraw insurance coverage and fail to settle a claim.
10. Driving without car insurance can make you personally liable for significant third party claims in the event of an accident!
If you’re still tempted to drive without car insurance, try to imagine how you’d feel if you hit a kid. Then imagine how much worse you would feel if you left that child without the money to pay for their health care or any form of financial compensation for the devastating impact an accident could have on their lives.
Never drive without car insurance!
Ten good reasons why you need car insurance
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