What to worry about when you travel without travel

Wang Yan
Wang Yan

Global Courant

Travel is all about the experience, and who says you can’t with travel insurance? You can explore the world without that kind of financial protection if you want, but that doesn’t mean you have to. It poses even greater risk if you travel without health insurance.

Yes, many travelers will not mind traveling without insurance. It’s one of the things they don’t prioritize. They are confident that nothing will go wrong, and they usually go home happy and content.

But what if an unfortunate incident happens and you don’t have the financial resources to handle it? That is precisely the purpose of insurance. Without it, your travel plans could get messed up and you could end up broke. In line with that, here are things to worry about when traveling without insurance.

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Medical emergencies in another country

Without travel insurance, you REALLY travel without health insurance. You may have a European Health Insurance Card (EHIC), but it is not enough to cover you if you need immediate medical care.

Travel insurance allows you to pay for the medical expenses you incur during your trip. From medicines, stomachaches to surgeries, these are covered by travel insurance. Many policies cover at least £1 million. If you don’t have one, you’ll have to pay all expenses, including the trip back home, and that would be a big financial loss.

Sudden changes in your travel plans

It includes cancellations, delays, curtailments, missed departures and trip cuts. These scenarios happen every day and they can happen to anyone when they least expect it. When you travel, prepare for the worst before it starts.

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By purchasing travel insurance, you protect yourself against simple but painful and costly accidents. It is your best protection against these sudden changes. But if you don’t have one, you have to worry about the cost that you have to pay yourself.

Personal liability during your trip

When you travel, you don’t just sit in your hotel and watch something on television. You will do outdoor activities such as going to the beach, motorcycling around the city, visiting famous tourist spots and more.

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While those are fun times, accidents can still happen. Have you accidentally lost the rented motorcycle, hurt someone unintentionally or caused damage to someone’s property? These are personal incidents and are covered by travel insurance.

If you do not have one with you, you will have to resolve the disputes yourself and even pay for the damage you caused. You should think about these situations in advance, especially if your travel plans include a lot of outdoor activities.

The takeaway meals

Travel insurance gives you security while traveling. Without it, your movements are limited because you are too afraid that something bad might happen. Instead of enjoying your vacation carefree, do your best to play it safe because accidents are too costly. But it doesn’t have to be that way. From now on, prioritize taking out a policy to ensure a hassle-free travel adventure.

What to worry about when you travel without travel

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