As football fans across the country look to the date of Sunday, February 5 with excited anticipation, the insurance industry has also marked the day heavily in the red. While there are certainly plenty of sports enthusiasts among the companies and agencies, there’s another reason for the circled calendar date – and it’s as valid as it gets.
“Sports fans around the world will no doubt participate in the nationally televised event. Whether in real time at the Houston, TX stadium or watching the games with friends and/or family at parties, bars or restaurants, you can Make sure there’s a lot of camaraderie, along with food and drink – the alcoholic kind too. That’s where the worry starts,” notes an auto insurance specialist.
What this agent and others like him are of course referring to in relation to the play-offs of the major national football league is that sometimes after a lot of alcohol the fans will find their way home, with many drinkers behind the wheel and responsible for their own lives and those of their passengers and other motorists on the road.
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“Studies indicate that partygoers who drink are involved in many road deaths, injuries and damages,” reveals the same auto coverage expert. “And that’s bad news not only for those who drive all forms of vehicles, including cars, trucks, motorcycles and so on, but also for those who write the policies that insure them.”
But with the bad news comes the good news!
Within the commercial world associated with the indemnity industry there is a car coverage that offers protective services for the insured motorist who is unwilling or not allowed to drive back home from a party. These free policyholder bonuses include free taxi, car service, or ride-sharing company rides home for participating car or car/boat/homeowner bundle insurance members via a receipt payment fee.
With this great offering comes other ideas that motorists and party organizers alike would do well to follow.
Three smart tips for the partygoer and party guest of sporting events
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• Fans planning to drink alcoholic beverages at a sporting event should be proactive about safety BEFORE participating in the social celebrations by designating another driver who will not be drinking to do the driving and transportation home.
• In general, those hosting the parties are not off the hook regarding responsibility and accountability. These hosts are advised to disclose contact information for neighborhood taxis and car services so that drivers have an alternative way to get home.
• Offers at (sports) parties where alcohol is served should also include food and non-alcoholic drinks.
Contact an experienced, independent insurance agent for more information on insurance benefits, including taxi service home from alcohol-serving gatherings.
Oh yes, and after making the necessary arrangements, don’t forget to enjoy the game!